Are you looking for a way to help your friends circle to enjoy the benefits of paying their credit card bills easily? You can do it and earn a FREE Flight Ticket by referring them to CRED app. Cred Referral is one of the most rewarding system in India right now.

By far, CRED is the most rewarding credit card payment app EVER. But please note, CRED is a members-only app that offers you exclusive rewards for paying your credit card bill.

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How it works?

It’s very simple and the entire process hardly takes less than a minute.

  1. Install the app – IOS / Android 
  2. Signup with your mobile number and verify with OTP
  3. Boom!! All your cards now gets displayed. CRED has an integration with Credit Bureaus like Experian to show all your data/cards in one place
  4. Now you have to verify your card to add them to the app by filling the masked numbers of the card.
  5. CRED verifies your card instantly and that’s it.
  6. You shall now pay your bills and get reward points equal to the bill amount paid.

Is CRED App Safe?

Here are few things you might need to know reg. the CRED app safety,

Security:  As the founder of CRED App had prior experience in handling millions of users on Freecharge, its safe to assume that the app is completely secure.

Privacy: The app has an option to allow email access for reading your statements. If you feel this is a privacy issue as you’ll have other personal emails, consider using a separate email ac for linking with Cred. Or, if you can go through your statements line by line, you may ignore the feature.

Payments: Its safe to make bill payments at-least 1 week ahead as you can’t be sure what’s coming tomorrow. Just incase if it gets delayed more than 3 biz days, get in touch with CRED. Apart from that, never worry about the money, its always safe.

Following are the screenshots from my personal CRED account:

This is one of the scratch card that I won on paying my credit card bill. I won Rs. 1000 on scratching the card!


This screenshot shows the number of points I have earned and redeemed on the CRED app:



How to get Rs. 50 Paytm/Google Pay from me?

You just have to join CRED using my referral code and you will be eligible for Rs. 100. After signing up with my referral link, just send me the proof on this email ID –


Here are the steps:

1. First of All Download CRED App From Given Link Here Only:

2. Now Open App and Skip All Introduction Part by Swiping and Then Click on Apply to CRED Option.


3. Now Enter Your Mobile Number and Verify number with OTP.


4. Now Enter your First Name, Last Name and Email Address and Continue.


5. Now Allow all asked Permission and Wait for Some Seconds!!


6. Now it Will Calculate your Credit Card Score Automatically and it will take some time. You will get the Points which score you have on your Credit Card!


7. You’re Done! you will get Rs.600 Instant Ixigo Voucher after Generating your Credit Score.


8. Now Just Add any Credit Card in your CRED and you will Get Rs.100 Sign Up Bonus.

9. Now Move to Dashboard and Click on Refer Now Option and Share your Refer Link with Your Friends and Ask them to Join using your Link and use that mobile number which have Credit Card Linked on It.


10. You can Refer as Much as Your Friends and On Each Referrals you will get CRED Points and you Can Redeem your Points as Vouchers.

You just have to join CRED using my referral code and you will be eligible for Rs. 100. After signing up with my referral link, just send me the proof on this email ID –

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